My Account

Payment Options Overview

Online/Automatic

Recurring Payments (Free of Charge)Set up recurring payments every month from your Checking/Savings account. You may sign up for this option by clicking here.

Online Payments

  • Checking or Savings (Free of Charge)
  • You may pay through MyAccount using your Checking/Savings account. If you wish to make a payment, please click here.
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  • Debit or ATM (Processing Fee: $5.00)¹
  • You may pay through MyAccount using your Debit and ATM Card. If you wish to make a payment, please click here.

Automated Phone System

  • Checking or Savings (Processing Fee: $5.00)¹
  • You may make a payment using the automated system using your Checking/Savings account. To use the automated system, please call (800) 589-0290.
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  • Debit or ATM (Processing Fee: $5.00)¹
  • You may make a payment using the automated system using your Debit, or ATM card. To use the automated system, please call (800) 589-0290.

¹ Please note that a processing fee is not assessed in some states. Depending on the state in which you reside, you may be assessed a processing fee by a third-party processor or Wilshire Consumer Credit. Please check your next bank statement to find out which is applicable to you.

Agent

Phone Payments (Processing Fee: $5.00)¹You may pay over the phone with a live representative using your Checking/Savings account, Debit, or ATM card. If you’d like to make a payment, please call (800) 589-0290.

¹ Please note that a processing fee is not assessed in some states. Depending on the state in which you reside, you may be assessed a processing fee by a third-party processor or Wilshire Consumer Credit. Please check your next bank statement to find out which is applicable to you.

Walk In

MoneyGram (Processing Fee: $9.95)

  • You may call (800) MONEYGRAM or visit www.moneygram.com to obtain the nearest location. You will need the following information:
  • Company: WCC (Wilshire Consumer Credit)
  • City: Los Angeles
  • Code: 3625

Check Free (Processing fee starts at $1.50, can vary by your state)Please contact our Customer Service department (888) 739-9192 for payment locations.

Pay Near Me (Processing Fee: $3.99)You can sign up for this service at paynearme.com/Wilshire, you will need your Wilshire Consumer Credit account number and your 5 digit zip code. You can choose to receive either an email or text message that contains a link to a barcoded pay slip that can be printed or sent to your phone. You will then be able to use this slip and make your payment(s) at any 7-Eleven or Family Dollar location. To find a location near you, please go to www.paynearme.com/location. Pay Near Me excluded states: New Mexico, Hawaii and Oklahoma.

Mail

Please make checks/money orders payable to Wilshire Consumer Credit. Also, include your billing payment slip or write your Wilshire account number on the check.

Please allow 7 business days for delivery if using standard mail.

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  • Regular mail
  • Wilshire Consumer Credit
    P.O. Box 849083
    Los Angeles, CA 90084-9083
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  • Overnight mail
  • Wilshire Consumer Credit
    ATTN: LBX # 79083
    3440 Flair Drive
    El Monte, CA 91731